Pets are often considered to be members of our family. With their loyalty, cuteness, and displays of affection and appreciation, it is hard not to love them. However, as any pet owner can testify, when a pet is hurt or gets sick, the costs can amount to as much as they do when a human gets sick.
The Middlesea Pet Insurance, incorporates the necessary coverage needed for dogs and cats, in order to provide protection for pets and their owners. This insurance product provides coverage for veterinary care in case of illness or accident, theft or loss and expenses associated with the death of the animal.
The basic coverage offers compensation of the value of the animal in the event of accidental death or theft, reimbursement of veterinary care costs caused by an accident, the costs of the pet’s stay in a kennel or cattery when the owner is hospitalised, the cost of advertising the pet’s loss in the media and reward in case the pet is recovered, legal expenses and third party liability cover.
The policy also offers some optional coverage. The customer can opt for coverage of veterinary expenses due to illness. With this cover, Middlesea will reimburse the reasonable expenses incurred for veterinary fees such as tests, surgery, anaesthesia and hospitalisation in a vet clinic up to a maximum of €1,000 per policy period. Customers can also opt for cover whilst travelling with their pet outside Malta.
Insurance provides peace of mind to pet owners faced with high veterinary costs due to pet accidents and illnesses, which are somewhat common, as well as costs related to the pet’s death, theft, straying and liability for any damage caused to a third party.Is there any difference in coverage between dogs and cats?
No. Both dogs and cats enjoy the same coverage.Which pets can benefit from this insurance policy?
Pets that can be insured under this insurance policy include domestic cats and dogs aged between 3 months and 9 years, which are registered and microchipped. For Vet cover due to sickness the pet needs to comply with a timetable of vaccinations.Can adopted pets, whose exact age is unknown be insured?
Yes, they can be insured upon presentation of a written declaration stating the approximate age by a Vet.Are there any discounts for people who have more than 1 pet?
Yes, clients who insure more than 1 pet can get up to 10% discount.