MSV Unit Linked Savings
PUTTING YOU IN CONTROL - An MSV Unit Linked Savings Plan can help make your future more rewarding. You have complete independence and control to tailor the plan to suit your personal circumstances:
- Control - you decide how much to save, even opting to change the amount in the future. You also decide where to invest.
- Flexibility - you can increase or decrease your contributions, stop for up to 5 years, then start saving again.
- Freedom - no matter what your work or life circumstances might be, the MSV Unit Linked Savings Plan will continue to work for you because it is in your name and for your own benefit.
- Choice - Although the minimum term of the plan is 10 years, you are free to decide at what age you would like to access your plan’s benefits.
- Independence - the Plan is designed to pay you a lump sum to spend or invest as you wish.
WHAT IS THE MSV UNIT LINKED SAVINGS PLAN?
The plan is a long-term savings plan designed to help you save on a regular basis. You choose how much you want to save and for how long so you can plan the maturity to coincide with a special event.
START A REGULAR SAVINGS HABIT
It doesn’t matter what you want to save for - your home, a holiday, a new car or your retirement. Start saving either monthly, quarterly, half yearly or yearly. How much you save is up to you. You can even make one-off investments into the plan to give your savings that extra boost.
WHERE ARE MY PREMIUMS INVESTED?
We offer a wide and flexible choice of where you can invest your savings, from MSV’s With Profits Fund, to other funds managed by external professionals. The level of risk varies from one fund to the other, and the plan can be designed to reflect your personal investment objectives.
WHAT HAPPENS TO THE PLAN IF I DIE BEFORE MATURITY?
If you die before taking benefits, MSV Life p.l.c. will pay 101% of the value of your plan, plus any additional life cover that you have selected. MSV Life will normally pay the cash sum directly to your spouse, beneficiaries or trustees.
KEEPING YOU INFORMED ABOUT THE PLAN’S PERFORMANCE AND VALUE
MSV Life will provide you with a free policy statement once a year or every six months if specifically requested.
Call us for more info and terms and conditons